Although we are out and about now and have made it to Level 1, for most Kiwis, it hasn't been a simple switch back to normal life. There have been significant long-term impacts on many people’s financial, work, or living situations. We’ve heard from many of our customers that money worries are having a real impact on their day-to-day happiness.

If you’ve found yourself in this position, you might be considering applying for a loan for the first time. Don’t worry - you’ve come to the right place! As well as financial help for the things you need, we can lend a helping hand with budget advice to get you feeling comfortable about the future.

Local support

When we say we understand, we really mean it! MTF Finance is a local business with offices across New Zealand, and we’re proud to be strongly connected to our communities - after all, we’ve been part of the landscape of New Zealand for 50 years.

Over the last two months, the MTF Finance team has seen our own friends and whānau struggle with the changes COVID-19 has brought to their work situations and family budgets. We’re here to help and we will always treat you with respect, empathy, and understanding.

Be assured, that when you give us a call or apply online for a loan, we keep it completely confidential.

How does it work?

Applying for first-time lending can be a daunting process. If you haven’t done it before, you might have some questions: What should I expect? What information do I need? What if I can’t afford the repayments?

MTF Finance is a Responsible Lender and it’s our job to help you get to where you want to be, with a loan that fits your circumstances - not to saddle you with debt you can’t afford. We’ll assess your income and expenses, and make sure the amount you borrow is an amount you can afford to repay.

Our application process is simple, thorough, and tailored to your individual circumstances – not anybody else’s. You can complete the process online, but if this is your first time applying for lending, you might like to give your local office a call for a chat about your options. They’ll talk through your lending options and ensure that your budget isn’t stretched to meet loan repayments.

Whatever your situation, we can help

You might be surprised to find that you can still access lending if your work hours have been reduced, or if you’re receiving government assistance while waiting for a new job. It isn’t a ‘one size fits all process’, and we’ll work with you to help where we can.

If you are not able to secure lending right now, we’ll provide advice to put you in a strong position next time you apply. The Money Talks website has some great budgeting resources - we can go through these with you and get you feeling confident about your financial future.

Safety first - for us and for our customers

While we’d love to meet you in person, popping into the office for a socially distanced cuppa isn’t everyone’s first choice right now! You can complete the loan application online from the comfort of your own home, and your local MTF Finance office will contact you to go through the rest. Looking for vehicle finance at a dealership? Our nationwide network of MTF Finance approved vehicle dealers can also arrange safe and contactless finance and vehicle buying.

We can’t stress enough that while we know this is a tricky time, we’re on your side and we’re here to help you get through. Find the details for your local office and give us a call to find out how we can help.