Terms and conditions

Contact MTF customer support

You can always contact us on 03 477 0530 or email info@mtf.co.nz.

Loan calculator


The calculator provides an estimate and is not an offer of finance.

  • estimated payments based on loan paid in equal monthly instalments over full term
  • interest rate may be lower or higher depending on borrower circumstances
  • does not include optional payment waiver.

For further information on interest rates and fees, see the cost of borrowing

Finance approved. Today.


If you provide the documents 1-6 below before 16:00 on any business day, and otherwise satisfy MTF credit criteria, we will approve your loan on the same day. If any of the documents are not provided, MTF credit criteria are not met, or MTF or third party systems are not available, we may not be able to approve your loan within that time period, or at all, and will work with you to explore other options.

Loan approval is at the absolute discretion of MTF and will not be unreasonably withheld, if all conditions are met.

To enable MTF to process your loan application, you must:

  1. provide a signed and completed MTF application for finance and supporting documentation before 16:00 on any business day
  2. provide your NZ driver licence, for validation
  3. provide transaction account bank statement, less than 30 days old, showing transactions for a calendar month, borrower name, address and bank account number
  4. provide confirmation of your address: bank statement, utility bill, rates, NZ government documentation or insurance confirmation showing your name and physical address
  5. give permission to MTF to complete a credit check and outstanding court fines check
  6. satisfy MTF credit criteria

Mechanical breakdown insurance


With mechanical breakdown insurance you may be covered if your vehicle has an unexpected mechanical or electrical problem.

Payment waiver


Payment waiver may take care of your repayments if you have a major life event such as redundancy, injury, illness or even death.

MTF motor vehicle insurance


To protect you, if your vehicle is involved in accident or stolen, MTF motor vehicle insurance is available.

Promotions


What would you do if we paid off your loan terms and conditions.