Terms and conditions

  1. The MTF Finance Share your Moment promotion (“Promotion”) is conducted by Motor Trade Finance Limited (“MTF Finance”), Level, 1, 98 Great King Street, Dunedin, 
  2. The following terms and conditions apply to the Promotion.
  3. By participating in this Promotion, entrants agree to be bound by these terms and conditions.
  4. Any entry not complying with these terms and conditions is invalid. 
  5. The Promotion commences on 1 December 2025 and ends on 28 February 2026 at 11:59pm (“Promotion Period”). 

Eligibility

  1. Entry is open to New Zealand residents and work visa holders aged 18 years or older who:
  2. have or had an MTF Finance loan during the 2025 calendar year; and 
  3. are not employees, directors, shareholders, sales agents or introducers of: 
  4. MTF Finance; 
  5. any MTF Finance related companies; 
  6. MTF Finance dealers and franchisees; or
  7. agencies involved in this Promotion and are not immediate family members of any such persons.
  8. All MTF Finance loans are subject to lending criteria, responsible lending checks and our standard terms and conditions.

(“Eligible Customer”).

Entry

  1. To enter the Promotion, Eligible Customers must 
  2. Email a photo that represents a goal MTF Finance helped you achieve, accompanied by a brief description, to [email protected].
  3. For the avoidance of doubt entrants must have or have had an MTF loan within the 2025 calendar year to be eligible. 

Prizes

  1. MTF Finance are offering each Eligible Customer the chance to win one (1) of ten (10) $100 Prezzy card prizes (“Prizes”).
  2. Ten (10) Prize Winners will be drawn at random from all valid entries within two weeks after the Promotion ends, or on a later date determined by MTF Finance.
  3. MTF Finance will send the Prize electronically to the Prize Winner’s email address by 5 March 2026 or on a later date to be determined by MTF Finance.
  4. If MTF Finance cannot contact a Prize Winner by 9 March 2026 after making reasonable efforts, or if a Prize Winner declines the Prize, MTF Finance may, at its sole discretion: 
  5. treat that Prize as forfeited; and
  6. select another Prize Winner in accordance with these terms and conditions.
  7. MTF Finance is not required to award a Prize to any person who, in its sole discretion, is not or is no longer Eligible. 
  8. The Prizes are not transferable, exchangeable, or redeemable for any other benefit. 

General 

  1. MTF Finance reserves the right, at its sole discretion, to discontinue, extend, or amend the Promotion, including to re-schedule the Prize Draw at any time provided it considers such action reasonable.
  2. MTF Finance's decisions on all matters relating to the Promotion are final, and no correspondence will be entered into.
  3. Except as required by law (including obligations under the Credit Contracts and Consumer Finance Act 2003, Consumer Guarantees Act 1993, and Fair Trading Act 1986), MTF Finance and its related companies accept no liability for any loss, damage, or injury (including, without limitation, direct, indirect, or consequential loss, or loss arising from negligence) that may result from or in connection with the Promotion. MTF Finance is not responsible for any lost or stolen Prize. 
  4. MTF Finance is not liable for any misdirected, lost, damaged, corrupted, incorrectly submitted, or late entries, or for any human error, technical malfunctions, lost or delayed data transmission, computer or network failure, or any other interruption or issue that may affect the Promotion.

Privacy 

  1.  By entering the Promotion, each entrant consents, accepts and agrees to MTF Finance collecting, using, and disclosing their personal information including name and photograph for: 
  2. administering and conducting the Promotion; and
  3. marketing, promotional and publicity purposes by MTF Finance.
  4. MTF Finance may share personal information with its agents and contractors for these purposes. 
  5. Entrants have the right to access and request correction of their personal information in accordance with the Privacy Act 2020. To exercise these rights, contact MTF Finance in writing at 98 Great King Street, Dunedin, or call 03 477 0530.