MTF | MTF Beat the Pump: Switch & Save

Terms and conditions 

  1. The MTF Beat the Pump: Switch & Save promotion (“Promotion”) is conducted by Motor Trade Finance Limited (“MTF”), Level, 1, 98 Great King Street, Dunedin.
  2. By participating in this Promotion, entrants agree to be bound by these terms and conditions.
  3. Any entry not complying with these terms and conditions is invalid.
  4. The Promotion commences on 28 March 2026 and ends on 19 April 2026 at 11:59 pm (“Promotion Period”).

Eligibility

  1. Entry is open to New Zealand residents and work visa holders aged 18 and over and who are not employees, directors, and shareholders of and dealers and sales agents associated with: (a) MTF; (b) MTF’s related companies; (c) MTF’s dealers and franchisees; and (d) MTF’s agencies associated with this promotion, and members of their immediate families.

Entry

  1. To enter the Promotion Eligible customers must:
  2. Apply, be approved and agree to the terms of a new MTF secured loan with an MTF Franchise or MTF Dealer during the Promotion Period.
  3. Say “BEAT THE PUMP” when applying.
  4. Borrow more than $5,000 NZD.
  5. Receive their MTF loan money by midnight 19 April 2026.
  6. Entry is limited to one (1) per each eligible loan during the Promotion Period.
  7. All MTF loans are subject to lending criteria, responsible lending checks, and loan terms and conditions.

Prize

  1. Each Eligible customer who enters the Promotion will go in the draw to win a $2,000 Prize, with one winner each week of the Promotion Period.
  2. MTF is offering each winner one (1) of the following:
  3. EV charging credit with a value of $2000.00 NZD, or
  4. $2000 Petrol Voucher, or
  5. $2000 NZD cash by bank deposit into the bank account associated with the Eligible customer’s MTF Loan as a contribution to instal a home EV charger.
  6. Each winner will be sent their Prize within two weeks of receiving their MTF loan money.
  7. MTF will not be required to provide any person with a Prize where in MTF’s sole discretion that person is not (or is no longer) eligible.
  8. The Prize is not transferable or exchangeable and which Prize is given is at MTF’s sole discretion.

General 

  1. MTF, at their sole discretion, reserves the right to discontinue, extend or amend the Promotion. MTF will only do this where they consider it reasonable to do so.
  2. MTF’s decision on any matter regarding the Promotion will be final, and no correspondence will be entered into.
  3. Subject to any obligations under law, such as under the Credit Contracts and Consumer Finance Act 2003, Consumer Guarantees Act 1993 or Fair Trading Act 1986, MTF and their related body corporates will not be liable for any loss, damage or injury suffered or sustained (including but not limited to direct or consequential loss or loss arising from negligence) arising directly or indirectly out of or in connection with the Promotion. MTF will not be responsible for any lost or stolen Prize.
  4. MTF takes no responsibility for any misdirected, lost, damaged, corrupted, incorrectly submitted, or late entries, or any human error, technical malfunctions, lost or delayed data transmission, computer or network failure, or any other interruption that may affect the conduct of the Promotion.

Privacy 

  1. Each entrant accepts and agrees that MTF may use and disclose the entrant’s personal information to MTF’s agents or contractors for the purposes of conducting the Promotion and for marketing and promotional purposes. Entrants have the right to access and correct their personal information in accordance with the Privacy Act 2020 by contacting MTF in writing at 98 Great King Street, Dunedin or by calling 03 477 0530.

Why choose us

Why our customers trust us to help them to do more.

We’re here for you

Service and support from your local team, tailored to you from start to finish.

Same-day approval

We can usually let you know how much you’re approved for on the same day you apply, subject to responsible lending inquiries and checks.

Locals backing locals

We’re local New Zealanders, and we live and work in your community. A local understanding goes a long way.

We take the stress out of finance

Online or over the phone, we’ll guide you through your options to select what’s best for you.