Understand your personal loan.
We want you to know what you’re signing up to. Learn about your rights and obligations, your loan’s interest rate and fees, and how to be a responsible borrower.
How repayments work
We offer flexible terms so your repayments can fit your cash flow. And if you want to pay your loan off early, you can do that too.
Learn ore about making loan repayments
Protect yourself from the unexpected
Payment Waiver
You can’t predict when you might be affected by redundancy, illness, injury or even death. Payment Waiver may provide protection if the unexpected happens.
Mechanical breakdown insurance
We can help you get sorted for insurance through our trusted partners. This includes mechanical breakdown and motor vehicle insurance packages to protect you from unexpected expenses. The cost of these options can be included in your repayments.
Responsible borrowing
As a borrower, it’s important to know if you can afford to take on a loan. Visit MoneyTalks for free budgeting advice.
Interest rates
For loans secured against an asset, such as a vehicle, our interest rates range from 10.30% to 22.30% per year. Unsecured loans range from 13.75% to 23.75% per year. Both types are fixed for the term of the loan. The interest rate for your loan depends on a number of factors, including your:
- income and spending information
- credit score provided by credit bureaus and other third parties
- credit history with us if you’re a previous customer.
Responsible Lending at MTF Finance
Our Product Standard Terms
Read our downloadable files below to help you prepare your application.
Complaint or concern?
If you have a complaint or concern about a product or service we provide, follow these steps to find a solution.
- Contact the person who sold you the product or provided the service.
- If they can’t help you, contact our friendly customer support team.
- Refer the dispute to the Insurance and Financial Services Ombudsman (IFSO) if you’re still not satisfied with the response.