Car finance and personal loan calculator

Explore your options and even start your application - with no impact on your credit score.

I want to borrow

$15,000

$2,000

$100,000

For a term of

4 years

6 months

5 years

I'll repay

Estimated repayments

$0

/ fortnightly

Estimated interest rate from: 0.00%

My credit history is

Total to repay: undefined

Rates & fees

Our simple loan calculator can provide a rough idea of how much a loan could be per week, fortnight or month. We can also show you repayments over one to five years.

Alternatively, our calculator can show what you can borrow, given regular repayments you know you can afford.

We offer competitive interest rates that are fixed for the loan term. The rate you may be offered will depend on your personal circumstances, credit assessment and other factors. For your personalised rate, please contact us to request a no-obligation quote.

Whether you're looking to borrow money for a car or other vehicle, a personal loan, or to consolidate debt, MTF Finance has helped thousands of New Zealanders do more, for over 50 years.

And we're here to help you too.

What you need to apply

To help make the process quick and easy, it's worth having the below on hand when you start your application. All decisions are subject to responsible lending inquiries and checks.

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Proof of identity and 18+

We’ll need a valid New Zealand driver licence or passport to confirm your identity and at least 18 years of age, and help protect you from fraud.

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Proof of address

A recent document showing your current address helps us confirm where you live and meet our responsible lending obligations.

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Proof of regular income

Recent bank statements allow us to understand your income and everyday expenses, so we can make sure any loan offered is affordable for you.

Ready to go?