How to apply for a loan with MTF Finance.

Applying for a loan with us is straightforward, with support from real people every step of the way. You can apply online in minutes, or talk to a local lending specialist if you’d prefer a conversation first.

Two ways to apply

Apply online

Start your application online at a time that suits you
Takes around five minutes to get started
No obligation and no impact on your credit score
A local lending specialist will contact you to complete the application

Apply with a lending specialist

Prefer to talk things through first?
Your local office can help you apply in person or over the phone
Especially helpful if your situation is more complex or you're not sure where to start

What you need to apply

To help make the process quick and easy, it's worth having the below on hand when you start your application. All decisions are subject to responsible lending inquiries and checks.

Proof of identity and 18+

We’ll need a valid New Zealand driver licence or passport to confirm your identity and at least 18 years of age, and help protect you from fraud.

Proof of address

A recent document showing your current address helps us confirm where you live and meet our responsible lending obligations.

Proof of regular income

Recent bank statements allow us to understand your income and everyday expenses, so we can make sure any loan offered is affordable for you.