Offer vehicle finance without the risk.

Remove the hassle and responsibility of writing finance by using one of our non-recourse facilities..

Running finance in-house can be time-consuming, complex, and risky. With our non-recourse finance facility, you can offer your customers competitive finance without taking on the responsibility, compliance burden, or operational hassle.

We work directly with your customers to manage the full lending process - from application through to approval and documentation - so you can focus on selling vehicles and growing your dealership.

Why partner with MTF Finance for non-recourse finance

✔ We handle the customer conversation

Our experienced Lending Support team speaks directly with your customer to complete all required questioning and checks, then relays the decision back to you clearly and quickly.

✔ All paperwork managed, end to end

We take care of customer ID, income and expense verification, credit assessment, and digital loan documentation. Once approved, all you need to do is deliver the vehicle.

✔ Transparent pricing with strong dealer margins

Interest rates are tailored to individual customer risk, with dealer margins visible in the MTF Finance dealer app as you calculate repayments - giving you clarity and control at the point of sale.

✔ Clear reporting and sales visibility

Access your web-based sales and payout dashboard at any time, and control which data your staff can view, so you stay on top of performance.

✔ A trusted brand behind your dealership

MTF Finance is New Zealand’s top-rated finance company on Trustpilot, with over 15,000 reviews and an average score of 4.9 out of 5. Partnering with MTF Finance means aligning your dealership with a brand customers already trust.

✔ Local support when you need it

Our Dunedin-based support team is just a phone call away, backed by your dedicated Area Sales Manager who’ll work with you to help grow your finance and insurance results.