What we finance

We offer finance for you and for your business.

A girl excited about her first car, a gift from her parents

Vehicle loans

Get a loan for your next new or used car, ute or van with our personal service, tailored to you.
A mum and her son enjoying their new trampoline

Personal loans

Need some cash to do more? Whatever thing you need a loan for, if it’s important to you it’s important to us. Let’s work it out, together.
A business owner happy about her new work truck and tools

Business loans

From tools to tech, to trailers and more, a business loan from MTF helps New Zealand businesses finance nearly any asset they need. If you’re a tradie just starting out, or a local business needing equipment, we can set you up for success.

We can also help you with:
Motorcycles, Trucks, Caravans, floats and trailers & Boats and jet skis

  • We can also help you with:
  • Motorcycles
  • Trucks
  • Caravans, floats and trailers
  • Boats and jet skis
  • Contact us
stylised mortgage

We also offer mortgage advice in some locations

Find out more
Vehicle dealer standing in front of vans for sale

Drive your next vehicle away today

MTF approved dealers can organise your loan within an hour, subject to responsible lending inquiries and checks.

Find a dealer
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Be in to WIN a Fiji cruise worth over $10,000!

Take out an MTF loan before 31 May 2025 and you could win a dream getaway for two; flights, a luxury cruise and spending money. Competition terms and conditions apply, see mtf.co.nz/win for details. Responsible lending criteria and checks, terms and conditions apply. See mtf.co.nz/terms

View terms & conditions

Find your local office

Talk to one of your local specialists about the best loan for you and your budget.

Find local approved dealers

Find and finance your next vehicle through our nationwide network of dealers.

Why choose us

Why our customers trust us to help them to do more.

We’re here for you

Service and support from your local team, tailored to you from start to finish.

Same-day approval

We can usually let you know how much you’re approved for on the same day you apply, subject to responsible lending inquiries and checks.

Locals backing locals

We’re local New Zealanders, and we live and work in your community. A local understanding goes a long way.

We take the stress out of finance

Online or over the phone, we’ll guide you through your options to select what’s best for you.

How it works

Apply for a loan in three easy steps.

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  1. Apply

    Apply online or give us a call.

  2. Talk with us

    We’ll work with you on a loan that suits your needs.

  3. Get approved

    Share some supporting documents, and we’ll get right on to it.

Apply now Contact us

What our customers say about us

“Very quick service, no fuss paperwork and great people to deal with. An actual pleasurable experience borrowing money!“
Colin MacDiarmid
“Thanks MTF, you've been a great help to me over the years and hope we can continue for years to come with your great service and support.“
Dave Humphreys
“Quick, easy and pleasant to deal with.“
Gav Stowe
“Great service. Prompt and professional. These guys go the extra mile. Will definitely be going back.“
Megan Philips
“We cannot praise the service enough. The staff were very helpful, explained everything clearly and were understanding throughout the process. I would highly recommend them to everyone.“
Pat James
“MTF rock! Super quick and easy finance and very friendly. Even came to my work so I could sign the papers. So grateful.“
Tanya Naea
Star ratings showing we have 4.9 stars out of 5 on Trustpilot and Google Reviews

We're the top-rated finance company on Trustpilot

With over 11,000 customers giving us 4.9 out of 5.

Read our reviews