Our application process.

It only takes a few moments to get the ball rolling. Our application process is straight-forward, designed to help you take the next step toward achieving your goals. Whether you’re ready to apply or just curious to see what you might qualify for, we’re here to help.

Woman and man sitting at kitchen table with laptop and paperwork

What you'll need to apply

To get a loan with us, you must:

Be at least 18 years old
Be a New Zealand citizen or hold a valid work or resident visa
Have a regular income (this includes government assistance)
Provide a valid NZ driver licence or passport, or an overseas passport

What happens next?

Once you’ve checked you meet the basic requirements, the application process is designed to be simple and supportive. Here’s how we’ll work with you from your initial application through to approval.

Apply

Apply online or give us a call if you'd like us to walk you through it.

We'll have a chat

An MTF lending expert will review your application and tailor a loan to suit you.

Get approved

Share some supporting documents, and we'll get right into it.

Still exploring?

Use our tools to estimate your loan options or chat with our friendly team to discuss what’s possible. There’s no pressure - just information to help you make the best decision.

I want to borrow

I want to repay

I want to borrow

$10,000

$2,000

$500,000

For a term of

3 years

6 months

5 years

I'll repay

Example only; not an offer of finance. Offer of finance is subject to terms and conditions, including an effective, responsible lending mandate and checks.

Estimated repayments

$0

/ fortnightly

Estimated interest rate from: 0.00%

My credit history is

Total to repay: undefined

Rates & fees