Caravan and motorhome loans.

See the country in comfort. Our loans for campers, caravans and motorhomes will help you finance years of affordable family holidays or find freedom in retirement.

Hero background

Experience Aotearoa in comfort

An MTF Finance caravan or motorhome loan makes it easy to escape the city and experience the outdoors like never before. You can borrow from $2,000 to $500,000 as long as we're confident that you can manage the repayments.

What we can help you with

If you’re a first-time campervan or caravan buyer keen to tour the country, or you’re looking to upgrade to a fully kitted out motorhome, our team of local lending specialists will help you find the right loan for your needs.

Find your next campervan, caravan or motorhome

Whether you buy from one of our approved caravan dealers, privately, or online, we can help you with pre-purchase checks so you know you’re getting a comfortable camper.

Start with confidence

Explore your options and even start your application - with no impact on your credit score.

I want to borrow

$15,000

$2,000

$100,000

For a term of

4 years

6 months

5 years

I'll repay

Estimated repayments

$0

/ fortnightly

Estimated interest rate from: 0.00%

My credit history is

Total to repay: undefined

Rates & fees

Trustpilot

Local kiwis helping local kiwis do more

We help you build a relationship with the same person - your personal lending advisor. Chances are they’re the ‘give us a call’ type, so say goodbye to 0800 numbers and hello to personal service.

Or better still, pop into one of our 50+ offices throughout New Zealand - chances are there's one just down the road.

Man pointing to a laptop with couple looking

Protect yourself from the unexpected

Payment Waiver

You can’t predict when you might be affected by redundancy, illness, injury or even death. Payment Waiver may provide protection if the unexpected happens.

Mechanical Breakdown Insurance

We offer mechanical breakdown and motor vehicle insurance packages to protect you from unexpected expenses. The cost of these options can be included in your repayments.

How to apply for a loan

It's only three easy steps to apply with us.

Icon of computer mouse and man

Apply online or in person

You can start your application online, over the phone or pop into one of our 50+ offices across New Zealand.

Icon of person wearing headset

Talk with us

We’ll work with you on a loan that suits your needs.

Icon of signing a document

Get approved

Share some supporting documents, and we’ll get right on to it.

Ready to go?

Jamie operating the customer service line

Frequently asked questions

If you’re a New Zealand resident or visa holder over 18 years of age, hold a valid New Zealand driver licence and have regular income, you can apply for finance with us.

Whether it drives, floats or flies, we can finance almost anything! We also offer loans for business vehicle and equipment. We can even offer loans for home renovations or that well-earned break, using an existing asset as security. MTF uses the asset you’re borrowing for (or an asset that you own) as a security for the loan. The asset must exceed $2,000 in value and have a serial number. If you have any questions or need more information about this process, just ask – we’ll be happy to help.

If you apply in person with supporting documentation, we can often transfer funds to you on the same day that the loan is completed. If it is for a vehicle purchase, we can also arrange to send the funds directly to the seller on your behalf.

You may borrow from $2,000 to $500,000 as long as you have sufficient security to support the loan and we’re confident you can manage the repayments.

If you apply in person and bring the necessary proof documents with you, we can usually give you an answer on the spot. All decisions are subject to responsible lending inquiries and checks.

We’ll talk through the loan document, make sure you understand your rights and obligations under the contract and then ask you to sign it. If you have any concerns or queries regarding the obligations you are entering into, we recommend that you seek advice from your lawyer or accountant before signing the loan document.

No. The interest rate and all fees are set out in the loan agreement you sign at the beginning of the loan term.