Own your own finance company.

We’re after experienced business owners with a proven record of running a successful dealership. You’ll be passionate about utilising finance to help your customers find the vehicle of their dreams that's suited to their budget and needs. We provide the systems, training and money for you to lend.

An image of two MTF franchise owners standing next to an MTF-branded vehicle.

A unique opportunity to reap the benefits of operating a finance company

The MTF Finance ownership model was born in 1970 when a group of car dealers saw the opportunity to not just earn a commission from finance referrals, but to capture the full profit opportunity that otherwise went to the finance company. More than 50 years on, the model still allows dealers who write a steady volume of business the opportunity to earn incremental finance income.

You control the lending process

As long as your customer meets identity and affordability requirements and then passes our automated background checks, you control the application, approval and documentation process. Our technology, processes, and support will allow you to make informed lending decisions quickly, so you can get on with delivering the vehicle and moving on to the next sale.

Leading-edge marketing

You become part of a recognised and trusted national network, supported by strategic brand marketing and promotions to help you acquire and retain customers. MTF Finance’s customer communication programme encourages your customers to return to you for their next purchase and finance requirements, thus helping build an ongoing trusted relationship with you.

Complete monitoring and reporting

Complete web-based tracking and reporting system for managing your customers through their finance journey, with sales data, profit and a host of other information, including the ability to control which aspects your staff can and can’t view.

On-demand training

We provide ongoing training and support to help you make informed lending decisions, upskill your staff, and improve business performance.

Support when you need it

Our Dunedin-based support team is always just a phone call away. Plus, you’ll have your own experienced Area Sales Manager who’ll visit you regularly to help you run a compliant finance operation, as well as to help maximise your finance and insurance sales opportunities.

Partner with a company that customers recognise and trust

We're the top-rated finance company on Trustpilot, with over 17,000 customers scoring us 4.9 out of 5. By flying MTF Finance flags, you’ll associate yourself with a trusted brand (and yes, flags and other promotional items are free for approved dealers).