Operating leases for vehicles and equipment.

Get the vehicles, fleet or equipment your business needs without purchasing them outright. An operating lease gives you fixed regular payments, flexible lease terms and options when your lease ends.

Man standing by his van with tools

How an operating lease works

An operating lease lets your business use a vehicle or piece of equipment from an MTF-approved dealer for an agreed period while making fixed regular payments. Lease terms are available from 6 to 45 months, with the option to include servicing and maintenance.

When your lease ends, you may be able to upgrade, renew the lease or return the vehicle or equipment, depending on your agreement.


Operating lease features

  • Lease term to suit your requirements - from 6 to 45 months
  • There are fixed payments for the term of the vehicle lease
  • You have the option to cover servicing and maintenance
  • You have the option to upgrade at the end of each vehicle lease period


Advantages of an operating lease

If you are a business customer:

  • You can claim GST on each installment
  • Your payments are tax deductible
  • The asset is not recorded on your balance sheet

Contact your nearest approved dealer to explore your operating lease options.

Reader's Digest

Awarded Readers Digest Most Trusted Car Loan Provider.

Why choose MTF for your operating lease?

There are many reasons why our customers trust us to help them do more, here are just a few...

Timer icon

Same-day approval

We can usually let you know how much you're approved for on the same day you apply, subject to responsible lending inquiries and checks.

Person icon

Your own local money expert, always on-hand to help you

Personal service and support from your local team, tailored to you from start to finish.

Hand signaling ok icon

We take the stress out of finance

Online or over the phone, we'll guide you through your options to select what's best for you.