Father and daughter leaning on ute

Finance for vehicles, toys and the things that move you

From cars and utes to boats, caravans and more, MTF Finance helps Kiwis finance the things they need - with local lending experts who take the time to understand what works for you.

  • Finance for a wide range of vehicles and assets
  • Competitive rates and flexible terms
  • Work directly with your local MTF Finance expert
Trustpilot

Start with confidence

Check your borrowing power, explore repayments, and start your application with no impact on your credit score.

I want to borrow

$10,000

$2,000

$500,000

For a term of

5 years

6 months

5 years

I'll repay

Estimated repayments

$0

/ fortnightly

Estimated interest rate from: 0.00%

My credit history is

Total to repay: undefined

Rates & fees

Real people. Real lending expertise.

Buying a vehicle is a big decision. Meet some of the local MTF Finance experts helping Kiwis understand their options and move forward with confidence.

Ashley & Simon
Customer Story
Rhys Pocklington
Owner, MTF Finance Carlton Corner
Yeah Boi Souvlaki
Customer Story
Reader's Digest

Awarded Readers Digest Most Trusted Car Loan Provider.

How it works

Knowing what to expect makes things easier. Whether you apply online or talk to your local office, here’s what happens next.

Computer Mouse and Person

Start your application

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Getting started is simple. We’ll ask for some basic details about you and what you’re looking to finance. You’ll need to provide ID and some documents to help us understand your situation.

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Form being signed

We’ll review your options

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Your local lending expert will look at your situation, answer your questions, and help you explore finance options that may suit your plans and budget.

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Shaking hands

Move forward with confidence

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If everything stacks up, we’ll guide you through the next steps so you know what to expect and pay the approved funds into your account.

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Let's get you moving

Whether you’re ready to apply or just want to talk through your options, your local MTF Finance team is here to help.

FAQ Mobile

What people often ask us

MTF Finance can help with a wide range of vehicle purchases, including cars, utes, vans, motorbikes, boats, caravans, motorhomes and more. If it moves you, there’s a good chance we can help.

Loan amounts typically range from $2,000 to $500,000, depending on your circumstances, the type of lending you need, and what we’re confident you can comfortably structure repayments around.

Yes. Many of our customers are self-employed or business owners. We’ll look at your circumstances and help you explore what options may be available.

Yes. One of the things that makes MTF Finance different is that you can work directly with a local lending expert who takes the time to understand what you’re looking for.

Timeframes vary depending on your application, but our team will keep things moving and communicate clearly throughout the process. When we have everything we need, applications can move quickly.

This will depend on your situation, but in most cases we’ll need some basic identification, proof of income (such as payslips), and recent bank statements. If you’re self-employed or have a more complex situation, we may need a little more information. If you’re unsure, we can help guide you through it.

This depends on your situation and the type of purchase. Your local lending expert can talk you through what may be required.

Yes. MTF Finance works with a wide network of approved dealers across New Zealand, so if you’re looking for both a vehicle and finance, they’re a great place to start. You can also explore your options with your local MTF Finance office first, giving you a clear idea of your budget before you shop and more confidence when it’s time to buy.