Terms and conditions

Contact MTF customer support

You can always contact us on 03 477 0530 or email info@mtf.co.nz.

Loan calculator


The calculator provides an estimate and is not an offer of finance.

  • estimated payments based on loan paid in equal monthly instalments over full term
  • rate may be lower or higher depending on borrower
  • includes establishment fees, monthly maintenance fees and payment waiver platinum

Finance approved. Today.


If you provide the documents set out in 1-6 below before 16:00 on any business day, and otherwise satisfy MTF credit criteria, we will approve your loan on the same day. If any of the documents are not provided, MTF credit criteria are not met, or MTF or third party systems are not available, we may not be able to approve your loan within that time period, or at all, and will work with you to explore other options.

Loan approval is at the absolute discretion of MTF and will not be unreasonably withheld, if all conditions are met.

To enable MTF to process your loan application, you must:

  1. provide a signed and completed MTF loan application and supporting documentation before 16:00 on any business day
  2. provide transaction account bank statement, spanning a minimum prior period of 30 days, showing borrower name, address and bank account number detail
  3. provide your NZ driver licence, for validation
  4. provide evidence that you do not have any outstanding court fines
  5. give permission for MTF to complete a credit check
  6. meet MTF credit criteria

Mechanical breakdown insurance


With mechanical breakdown insurance you may be covered if your vehicle has an unexpected mechanical or electrical problem.

Payment waiver


Payment waiver may take care of your repayments if you have a major life event such as redundancy, injury, illness or even death.

Promotions


$5000 giveaway terms and conditions.