Making repayments

Tailor repayments to suit your income with weekly,
fortnightly or monthly payments.

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How long do I have to repay my loan?

You can choose the term of your loan – up to 48 months.

How do I make repayments?

You make repayments by direct debit. Your payments are set up from your nominated bank account at the start of your loan term and will happen automatically.

How often do I have to make repayments?

You can make repayments weekly, fortnightly or monthly, to suit your cashflow. If you need to change the frequency, just let us know.

Can I repay my loan early?

Yes, you can pay the entire balance of your loan before the end of your contract, although you will be charged an early settlement fee, which includes a fixed fee and a variable amount to cover the loss we incur in breaking the funding associated with your loan.

For more information view costs of borrowing.

Are there any hidden costs?

All fees and the interest rate are set out in the loan agreement you sign at the beginning of the loan term.

For more information view costs of borrowing.

What happens if my circumstances change?

If you select payment waiver with your finance, we'll waive your loan repayments if something unexpected happens, such as redundancy or a serious illness, that prevents you from working for an extended time.

You choose the level of cover at the time you take out the loan.

If you can't manage your repayments for another reason, talk to your local MTF Finance contact as soon as possible. We may be able to help you find another solution.

Terms and conditions apply

How do I find out how much I still owe on my loan?

Log in to the MTF Finance website to view your account information, including the balance of your loan.

You can update your contact details, alter the bank account details for your repayments and view information on previous accounts.