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whether a vehicle loan or finance lease would be best for you

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MTF Finance HQ 03 477 0530


Operating lease

Finance lease

At the end of the contract
Residual value liability
Can be new or used
Recorded on your balance sheet
Fixed rate for full term of contract
Calculated on GST inclusive price
Calculated on GST exclusive price
Tax benefits for business
Interest and depreciation deductible
Interest and principle are deductible
Calculated on cost of goods
Risk protection
Comprehensive insurance (required)
Mechanical breakdown insurance (optional)
Payment waiver (optional)
Minimum-maximum 3 - 48 months 6 - 45 months 46 - 48 months