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Vero Mechanical Breakdown Insurance

A breakdown can be costly. With mechanical breakdown insurance from Vero you don't need to worry about the unexpected cost of vehicle repairs.

Vero mechanical breakdown insurance - Farm Bike

policy benefits
  • mechanical and electrical repair
  • extensive component cover
  • farm bikes and ATVs
  • generous claim limits


farm bikes we can insure

  • less than 9 years old

We cover farm bikes and petrol powered 4 wheel drive all-terrain vehicles used for farm use only that at the commencement of cover, are less than 9 years old, have travelled less than 50,000 kilometres or have an hour metre reading less than 5,000 hours. For a list of exclusions, please view our certificate of insurance.


how to make a claim

Call 0800 809 700 and we’ll help you find your nearest Vero approved repairer. You need to take your certificate of insurance with you so the repairer can be sure that you are able to make a claim under the policy.

  • Claims Services: 0800 809 700

find out more

  • call 0800 809 700
  • read the certificate of insurance

policy benefit details

mechanical and electrical repair

If your farm bike breaks down unexpectedly, we’ll cover the reasonable costs of repairing most mechanical and electrical parts. See your certificate of insurance for any exclusions.

extensive component cover

Component cover covers specified mechanical and electrical repairs:

  • engine
  • transmission
  • brakes
  • lubrication system
  • cooling system
  • suspension
  • primary and final drive system
  • steering
  • electrical

Please view our certificate of insurance for a detailed list of covered parts

farm bikes and ATVs

Covers farm bikes and petrol powered 4 wheel drive all-terrain vehicles used in farm use only.

generous claim limits

There is no limit to the number of claims you can make during the policy period. The most we will pay in total for all claims under this policy is the market value of your farm bike. The most we will pay for any single claim is:

  • less than 5 years old     $5,000
  • less than 9 years old     $3,500
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